How to Monitor Your Credit Score for Free
Posted by Century Support Services on Jul 30, 2025
Monitoring your credit score is essential for protecting your financial future—and the good news is, you can do it for free. With the right tools and proactive habits, you can catch fraud early, correct errors, and build a stronger credit profile over time.
1. Access Your Free Annual Credit Reports
You can request a free credit report from each of the three major credit bureaus once per year. These reports don’t show your score, but they provide the foundation for understanding and improving it.
Access all three through AnnualCreditReport.com, the official site for free credit reports.
2. Use Free Credit Score Monitoring Tools
Several services offer free access to your credit score, updated weekly or monthly. These tools also provide alerts for key changes, such as new accounts or hard inquiries, which can signal potential identity theft.
3. Set Up Alerts Through Your Bank or Credit Card
Many financial institutions offer account and credit score alerts. These real-time notifications help you detect suspicious activity and stay informed about score fluctuations due to balance changes or payments.
4. Review Your Credit Reports and Dispute Errors
Errors on your credit report—like incorrect addresses, unknown accounts, or outdated collections—can drag down your score. Reviewing reports regularly and disputing inaccuracies is one of the fastest ways to boost your credit score.
5. Freeze Your Credit if You Suspect Fraud
If you suspect fraud or want added protection, placing a credit freeze blocks new accounts from being opened in your name. You can temporarily lift the freeze when needed.
What’s Next?
Staying on top of your credit score is a smart move—but if your debt feels overwhelming or your credit is already struggling, monitoring alone might not be enough.
Interested in speaking with Century Support Services about debt settlement options? Our team can walk you through personalized solutions to help reduce what you owe and get you on the path to financial stability.
Schedule a free consultation or call us today to learn how we can help.