Spotlight on Success – Isaiah’s Story
Posted by Christy Karr on Feb 16, 2020
Isaiah was living your typical twenties lifestyle. Having just graduated from college, he was beginning his career and starting to push out on his own for the first time. He had his own apartment, his own car and was enjoying the autonomy of financial independence. He had some debt from his college loans but otherwise was fairly financially sound. Things like ‘bankruptcy’ and ‘repossession’ were the furthest from his mind.
Then tragedy struck. Isaiah’s mother died suddenly at the age of 58 of a heart attack. His father had passed away when he was a boy, so the death of his mother left him the head of the household. He became responsible for both his financial obligations and those of his 17 year old younger sister. Moving back home to help support his sister was a challenge he took on willingly but the realities of his new financial situation became apparent very quickly.
His income paled in comparison to his mother’s and even with insurance and help from friends and family, Isaiah had to start relying heavily on high interest credit cards in order to make ends meet. Just when he thought he had the balances under control, bad fortune struck again – Isaiah’s entire department was laid off. Without a job and with his credit cards nearing their maximum balances, Isaiah was in financial turmoil like he could never have imagined. Just when he thought things couldn’t get much worse, his car was repossessed and he was left without transportation.
Isaiah needed help fast and Century was there to guide and support him. “Everyone I interacted with was very friendly, respectful and professional,” said Isaiah. We were able to design a program that went to work for him even while he was unemployed. Helping him negotiate his balances and stop the harassing creditor calls. Once Isaiah found another job, we were able to redesign his program, accelerating his progress and allowing him to get out of debt even faster.
Help was on the way
Isaiah has been with Century a little over two years and is nearing the completion of his program. He was able to get his family’s finances back under control and now his sister is entering her sophomore year in college.
With Century’s help, he was able to ensure that she will have a home to come back to during summer break. “I would definitely recommend Century for all your needs.”
Congratulations on your program success, Isaiah!
We thank you for trusting us to be a part of your journey toward better financial health and celebrate your diligence in staying with the program to make such great progress!
*We protect the privacy of our clients by changing their names and omitting any identifying details.