Debt Relief Programs in Wisconsin
If you’re a Wisconsin resident who is finding it hard to keep up with your living expenses, you’re not alone. Millions of Wisconsinites just like you are facing financial hardship right now. Fortunately, there is a way out: a debt relief program may be just what you need to improve your financial well-being. Whether you’re drowning in bills, behind on your mortgage or car payments, or have credit card debt, our debt relief services can help you effectively manage your finances and pay off unsecured debts once and for all.
How does Wisconsin Debt Relief Work?
Wisconsin debt relief programs work by negotiating with your creditors and most often settle your debt for less than what is owed. When you work with a certified debt specialist, you will receive a customized plan that is tailored to suit your needs.
If you are struggling with paying off debt, our program works by setting up affordable monthly deposits which will be used to settle your unsecured debts. These payments will be accumulated in a designated trust account with the eventual goal of resolving your unsecured debts via afforable payments.
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Century’s focus is completely on you.
We are experienced in helping our clients get on a path toward better financial health. Check out our easy, three step program below.
Benefits of Debt Settlement
There are various benefits that come with debt settlement, such as:
Avoid having to file for bankruptcy
Have a significant portion of your debt resolved
Settle your debts in less time
Settle your debts without compromising other important financial obligations
Drawbacks of Debt Settlement
In addition to benefits, there may also drawbacks to debt settlement, including:
You may owe taxes on the amount of debt that’s settled
It could negatively affect your credit
Some creditors may refuse to negotiate. However, Century has built relationships with most creditors which has bolstered our ability to settle debt for our clients.
Fees and interest may be charged on late payments
Choosing a Debt Settlement Company in Wisconsin
Not all debt relief companies are equal. Legitimate debt settlement companies that have a proven track record of helping customers have certified debt specialists on staff to meet your individual needs and answer all of your questions honestly.
Below are five red flags to be wary of when searching for a debt relief company:
They make claims that seem a little too good to be true. (There’s no such thing as a quick, guaranteed fix.)
They charge you fees before communicating with your creditors and settling your debts.
They don’t talk to you about your credit history or rights from the beginning.
They require personal information and a commitment from you before they explain their services and policies.
Debt and Financial Resources for Wisconsin Residents
Wisconsin debt relief is not easy. At Century, we understand the difficulties. We also recognize it takes time, depending on your individual situation. If you are a Wisconsin resident who needs help with credit card debt or other types of unsecured debt, contact us to see if you qualify.