Debt Relief Programs in Alabama

Alabama residents struggling to pay off debt might come to the realization they need to find a better solution. A debt relief program can help ease financial burdens and help you get back on track to financial freedom. If you’re having a difficult time paying your bills and finding the interest payments just continue to snowball, now might be a good time to consider enrolling in a debt relief program.

Debt Relief in Alabama Helps You Regain Control of Finances

Residents struggling with the weight of credit card debt can reduce stress and regain financial stability with debt relief in Alabama from Century Support Services. You're not alone if you're researching this option. Interest rate charges build over time, and if you can only afford the monthly minimum, you're in a never-ending struggle with debt that makes paying other bills a challenge. Contact us to discover a more effective approach to managing debt.

Debt Is a Common Concern in Alabama

From Huntsville to Mobile, households throughout the state are strained by high-interest payments. The average credit card debt in Alabama is double the nationwide average, and nearly 40% of Alabama households have at least one debt in collection. Benefits of our debt settlement service include:

Reducing current debt by up to half

Expert negotiators working for you

No fees until your debt is settled

Taking control of your financial health

Money in the shape of Alabama by Century Support Services

It's As Easy As 1, 2, 3 ...

Evaluation & Enrollment

Let's explore your situation together and see what program is right for you.

Program Personalization

It's time to customize your plan around your debt, budget, and long-term goals.

We Get to Work

Our experienced negotiations start working with your creditors to reach the best possible settlements.

Live Life

Celebrate successful programs completion and enjoy the freedom of a fresh financial start.

Join 297,000+ People, Who Chose a Healthier Financial Future

Types of Debt Eligible for Settlement

There are two categories of loans and debts: secured and unsecured. Secured debts have collateral attached to them, such as a mortgage or an auto loan. These are secured because if the person fails to make the payment, the creditor can take the house or the vehicle. Unsecured loans don't require collateral, only a promise to repay, and they include credit cards, payday loans, student loans, medical bills, and utility bills. Unsecured loans are the only type eligible for our debt settlement in Alabama.

Let’s Get You on the SmartTrack™

You've made it this far now let's make your plan to become debt-free.

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SmartTrack™ Puts You on the Road to Financial Recovery

Our company offers a clear and proven path to financial relief, with over 297,000 clients served and more than $2 billion in debt settled. Our SmartTrack™ program is designed to help you regain control, reduce what you owe, and start building a better financial future:

Free savings assessment

Expert debt negotiation

FDIC-insured savings

Real-time metrics

As we negotiate your debt on your behalf, you'll make regular deposits into a savings account. Once we present the settlement and you approve, you'll use the savings to pay creditors and our fee. SmartTrack™ gives you access to 24/7 support and real-time stats of your debt to keep you motivated.

SmartTrack™ Puts You on the Road to Financial Recovery

A Powerful Solution for Alabama Residents

Mounting credit card debt can feel like an uphill battle, making it nearly impossible to save money or get ahead. Century provides a powerful alternative to bankruptcy or high-interest consolidation loans. We focus on one thing: negotiating with your creditors to reduce your total unsecured debt. One of the reasons we are highly rated on Google and Trustpilot is our honest and transparent process. You'll never be blindsided by hidden fees or unexpected costs, and we don't collect our fee until your debt is settled.

Frequently Asked Questions

Can a Debt Collector Garnish My Bank Account in Alabama?

If a court rules in favor of a debt collector that brings a lawsuit against you, they can then ask the court for a garnishment of your bank accounts for money to settle the debt. You can claim certain exemptions, including Social Security, veterans' benefits, and up to $3,000 in wages.

Can I Settle My Own Debt?

Debt settlement discussions with creditors or debt collectors require strong negotiation skills and a thorough understanding of consumer rights. Without the skills to negotiate effectively or knowing how to protect yourself, your attempt could fail, or the terms could be unfavorable. You can try on your own, but for most people it's best to work with a professional in this area.

Will Debt Settlement Hurt My Credit Score?

During the process, you will be advised to stop making payments to creditors as we work to negotiate your settlement. Non-payment on past due accounts will naturally lower your credit score. However, you'll have the ability to rebuild your score over time, and this remains a much more attractive option than bankruptcy for most people, as bankruptcy comes with many more credit restrictions.

Our Debt Settlement Specialists Are Here for You

Century Support Services offers an honest Alabama debt relief program without any strings attached or hidden fees. When you get to start living each day with the confidence that your debt has been resolved and you're in control of where your money is going, it's a significant boost to your mental, emotional, and physical health. Why trust us?

Association for Consumer Debt Relief Member

“Best Of” Forbes Debt Relief and Settlement Company

4.9 out of 5 Stars on Trustpilot

Over 20 years of experience

Call us today for a free savings assessment, and let's get started on settling your debt.

Ready to See What’s Possible?

Century can help Alabama residents struggling with debt