On average, clients who make all monthly payments eliminate their debt for 30% less than the total amount they enroll, ALL fees included.
How It Works
Free Debt Assessment
Our team will see what's
right for YOU.
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The first step begins with a consultation with our Certified Debt Specialists. We will review your situation and create a personalized plan to fit your budget and situation. Our Specialist will explain how the program will work, what you can epxect and then you can then decide whether this is indeed the right debt relief option for you.
We Get to Work
Resolving your debt to reach your goals.
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When you have sufficient funds in your reserve account, we start negotiating with your creditors. We work on your behalf to obtain the best settlements for your program SUCCESS!
Live Life AGAIN
Enjoying life without
debt stress.
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With your program complete and the stress of overwhelming debt gone, you can start living your best life once again.
TIME TO CELEBRATE!
FAQs
Below are a list of commonly asked question and answer topics that we answer from our clients. If you have a question that is not listed below, please reach out to our Debt Specialists.
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How does it work?
Our Certified Debt Specialists will provide a free consultation to personalize your debt relief program and help fit your needs. Once enrolled, you start making a low, monthly deposit into your new reserve account. With your reserve account growing, we start negotiating with your creditors. Working on your behalf, to obtain the best settlements, for your program SUCCESS!
We do all the heavy lifting, so all you’ll have to worry about is making the one payment each month - that’s it. When the last debt is settled and paid off and your program is complete, your stress of overwhelming debt is gone and you can start living your best life once again.
How long will it take me to get out of debt?
There are several variables that will dicate your program length. Most specifically, it depends on the amount of debt you enroll and how much you can afford to deposit in your reserve account monthly. In most instances, the program takes approximately 18-48 months.
Why Century?
We’ve been helping people reduce and eliminate their debt for over 20 years. In that time, more than 250,000 consumers have had debt resolved through the Century program. Our team of specialists are friendly, knowledgeable and here to help. Our mantra is simple - when you win, we win!
What’s the catch / downside?
We’d like to say their isn’t one - by reducing the total debt you have to pay off, our clients pay on average 68% - 75% of the current amount owed (in TOTAL, including all fees). Early on in the program, your credit score may decrease as your accounts need to go past due to settle them. In order for you to have the most successful program, with the most realized value, your accounts need to be delinquent. As a result the creditor may take further action to collect the debt. Many of our clients are already experiencing less than optimal credit scores with delinquent debt accounts when they seek out debt relief.
By resolving these debts through our proven strategies, you have the opportunity to take back control and rebuild any possible reductions in your credit score. Many clients find this happens later in their program (before completion) after accounts have been resolved.
Is there a fee?
Yes there is, but there are a few factors that dictate the cost (your fees) of the program and how it works for you. These factors include: your total unsecured debt enrolled in your program, the amount of the monthly program deposit you can affordably budget and the length of time the program will take to complete. In most instances Century's fee is 25% of the amount of debt enrolled.
One thing is certain, Century does not get paid until you have successfully approved your settlement opportunity and made a payment to one of your creditors. This allows Century to prove our value to you first.
Clients who make all their monthly program payments pay on average 50% of their enrolled balance before fees, or 68% to 75% including fees, on average within 24 to 48 months. Not all clients are able to complete our program for various reasons, including their ability to save sufficient funds. Our estimates are based on our own professional experience and prior achieved results, which will vary depending on your specific circumstances. We do not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time. We do not assume your debts, make monthly payments to your creditors using our own funds or provide tax, bankruptcy, accounting or legal advice or credit repair services. Our service is not available in all states and our fees may vary from state to state. Please contact a tax professional to discuss potential tax consequences of less than full balance debt resolution. Read and understand all program materials prior to enrollment. The use of debt resolution services will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest. However, negotiated settlements we obtain on your behalf resolve the entire account, including all accrued fees and interest.
We do not discriminate on the basis of race, color, religion, sex, marital status, age, disability, national origin or ancestry.
C.P.D. Reg. No. TS. 19-08458
Century Support Services, LLC holds various state licenses found in the Nationwide Multistate Licensing System (NMLS). Century’s NMLS ID# is 1245669. Click the link to view its licenses. https://www.nmlsconsumeraccess.org/
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