We Can Help You!

Our Certified Debt Specialists will provide a free consultation to personalize your debt relief program and help fit your needs. Once enrolled, you start making a low, monthly deposit into your new reserve account. With your reserve account growing, we start negotiating with your creditors. Working on your behalf, to obtain the best settlements, for your program SUCCESS!

We do all the heavy lifting, so all you’ll have to worry about is making the one payment each month - that’s it. When the last debt is settled and paid off and your program is complete, your stress of overwhelming debt is gone and you can start living your best life once again.

There are several variables that will dicate your program length. Most specifically, it depends on the amount of debt you enroll and how much you can afford to deposit in your reserve account monthly. In most instances, the program takes approximately 18-48 months.

We’ve been helping people reduce and eliminate their debt for over 20 years. In that time, more than 250,000 consumers have had debt resolved through the Century program. Our team of specialists are friendly, knowledgeable and here to help. Our mantra is simple - when you win, we win!

We’d like to say their isn’t one - by reducing the total debt you have to pay off, our clients pay on average 68% - 75% of the current amount owed (in TOTAL, including all fees).  Early on in the program, your credit score may decrease as your accounts need to go past due to settle them. In order for you to have the most successful program, with the most realized value, your accounts need to be delinquent. As a result the creditor may take further action to collect the debt. Many of our clients are already experiencing less than optimal credit scores with delinquent debt accounts when they seek out debt relief.

By resolving these debts through our proven strategies, you have the opportunity to take back control and rebuild any possible reductions in your credit score. Many clients find this happens later in their program (before completion) after accounts have been resolved.

Yes there is, but there are a few factors that dictate the cost (your fees) of the program and how it works for you. These factors include: your total unsecured debt enrolled in your program, the amount of the monthly program deposit you can affordably budget and the length of time the program will take to complete. In most instances Century's fee is 25% of the amount of debt enrolled.

One thing is certain, Century does not get paid until you have successfully approved your settlement opportunity and made a payment to one of your creditors. This allows Century to prove our value to you first.